Rates

Three numbers. Every quote. Before you pay.

Many "zero fee" services hide their cost in the exchange rate. RabaFlow shows you exactly what we charge, in dollars, before you confirm.

Our transparency rule

Market rate

The mid-market reference rate at the time of your quote, and where it comes from.

RabaFlow rate

The rate we will actually use, so you can see the gap between ours and the market.

Exact cost in dollars

Our fee plus the cost of the rate gap, added up and shown as one dollar amount.

Your quote also shows the exact amount that will arrive and how long the quote is locked. If you pay within that time, that is the rate you get.

What a quote looks like

Quote: $500.00 CAD to NGN

Example numbers only

Market rateMid-market reference 1 CAD = ₦1,000.00

RabaFlow rate1% below market 1 CAD = ₦990.00

Fee $3.00 CAD

Cost of the rate gap$497 × 1% $4.97 CAD

Total cost to youFee + rate gap $7.97 CAD

You pay $500.00 CAD

Recipient gets($500 − $3 fee) × ₦990 ₦492,030.00

Quote locked for 15 minutes

These numbers are made up to show the layout. They are not our rates or fees, and not an offer.

Why we don't publish live rates yet

Exchange rates between the naira and the Canadian dollar can move several times a day, and RabaFlow has not launched yet. Rather than post a number that may be out of date, we give every customer a written, locked quote. When our app launches, you will be able to see live quotes yourself.

Our promises on pricing

No hidden spread: if our rate differs from the market rate, you see by how much.
No surprise deductions on the way. The amount on your quote is the amount that arrives.
If a quote expires before you pay, we give you a new one before doing anything.
Early access members (sign-ups by October 6, 2026) get 20 RabaCash, worth $20 off fees after launch. Offer rules.

Want a quote when we launch?

Message us and we will let you know as soon as transfers open.